Lawyer’s Standard Professional Liability

We are committed to being the total market solution and “go to” leader in the Lawyers Professional Liability (LPL) segment. We offer competitive rates and streamlined processing, as well as a state-of-the-art, value added risk management program. We are able to entertain a broad range of firms in virtually all areas of practice, with 1-25 attorneys (all levels of experience) and annual revenues of $50,000 and above. For the majority of AOPs, we can work off of a competitor’s application to quote and bind a new policy with little to no supplemental information required.

Eligible Risks
Our multi-tiered strategy groups firms according to their risk characteristics and loss experience.

– All areas of practice (AOPs) are eligible, except Patent

– Other factors considered for segment eligibility:

Claims history relative to firm size, fee suits, accounts receivable,
client concentration, staff/attorney ratios, and firm revenues.

Features & Highlights

– Several retention options are available, including zero and aggregate

– Claims Expenses Outside Limit (CEOL) available

– Broad definition of Legal Services includes title agent, notary public, escrow
agent, member of accreditation/ethics, peer review/licensing boards and
author/publisher of legal research articles or papers

– Broad definition of Claim includes civil proceedings, administrative proceedings and requests to toll or waive the statute of limitations

– Coverage for Predecessor Firms, Independent Contractors and Of Counsel

– Outside Directors Liability coverage built in to the insuring agreement

– Broad definition of Damages specifically includes pre- and post-judgment

– Disciplinary Proceedings coverage of up to $20,000 per proceeding and $60,000
in the aggregate

– Lost Earnings reimbursement coverage of up to $500 per day with a maximum
payment of $10,000 per claim and $30,000 in the aggregate

– Subpoena Coverage up to a maximum of $2,500

– Consent to Settle provision “hammer clause” softened to 50/50

– Innocent Insured coverage

– Automatic 60 day extended reporting period

– Extended reporting period (ERP) options available, including disability, death
and cessation of practice

– No pollution, mold or asbestos exclusions

– Worldwide coverage

– Career coverage available


– Primary up to $5 million


– Available in 50 states on an admitted basis

Risk Management

– We offer valuable loss control services and risk management information to our
policyholders. We partner with the law firm of Hinshaw and Culbertson, LLP to
support each organization’s risk management efforts by developing strategies
that meet everyday professional challenges. The following services are

– Risk management web site and CLE programs
– Email alerts and The Lawyers’ Lawyer Newsletter
– Risk management hotline
– Risk management/loss control audits
Financial Strength

We understand how important it is that a carrier has the financial strength to ensure that it will be there when your clients need us. We believe that our “A (Excellent) XV” rating from A.M. Best, conservative balance sheet, expanding scope of operations and solid capital base put Allied World in a superior position to withstand future economic upheavals and to provide our insureds the protection they need.

State Coordinator

Founders Professional LLC
9600 Koger Blvd. North, Suite 227
St. Petersburg, FL 33702

Rob Williams 727-498-6503
[email protected]

Coverage Provider

Darwin National Assurance Company
9 Farm Springs Road, Farmington, CT 06032