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News & Insights

Environmental, Social and Governance & Increased Exposure for Directors and Officers

ESG and Increased Exposure for Directors and Officers In the fast-evolving landscape of corporate governance and Directors and Officers Liability Environmental, Social and Governance Insurance (D&O) claims have seen a notable surge, with Environmental, Social and Governance (ESG) factors playing a pivotal role. This article discusses what ESG is and how it can increase the...
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Trends in Senior Living Communities after the Pandemic

Trends in Senior Living Communities after the Pandemic During the COVID-19 crisis, senior living communities were greatly impacted by the pandemic. Senior communities were put into survivor mode – as they struggled with virus control, increased mortality, and forcing seniors into isolation from their family and friends. With the heaviest part of the pandemic behind...
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Antitrust Laws

What are Antitrust Laws? Antitrust laws in the United States govern competition, monopolistic practices, unfair trade, or price fixing. Price fixing of wages, hours, salaries, benefits, and other compensation are subject to antitrust laws. The most famous antitrust laws in the United States are the Interstate Commerce Act of 1887, the Sherman Antitrust Act of...
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CYBER LIABILITY: Invoice (Manipulation) Fraud Coverage

CYBER LIABILITY: Invoice (Manipulation) Fraud Coverage   What is more important to a business than invoices? What would happen if a cyber attacker manipulated invoices to steal a business’ expected payments?   Many businesses amend their cyber insurance to include invoice manipulation coverage to protect against this type of attack.   Take for example when attackers infiltrate...
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Learn Why Law Firms Are Highly Susceptible To Cyber Crime

  It could be argued that there has been a sea change in the way Cyber Insurance is viewed by the average business owner. Without a doubt, it’s the most quickly growing segment of Insurance. Companies of all sizes are finally beginning to recognize its importance.   Today, business exists in a world where electronic...
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Ingrid Raphael-Seplowe Joins Founders Professional

Ingrid Raphael-Seplowe Joins the Team Please meet the newest Founders Professional Healthcare team addition – Ingrid Raphael-Seplowe. Ingrid Joined Founders in June 2023. She brings over 30 years of insurance expertise to the team. Before joining Founders, Ingrid worked as a Healthcare Broker at Risk Placement Services for 11 years she focused on the placement...
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Cyber Insurance for Municipalities

Municipalities – One of the Toughest Classes of Business to Secure Cyber Insurance July first is known as one the busiest times of the year for municipal cyber insurance. Here at Founders Professional, we are seeing an influx in cyber submissions for this class. Municipalities and other government entities remain one of the toughest classes...
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Life Sciences Insurance Explained

Opportunities Abound in Life Sciences The Life Sciences and Nutraceutical industries must carefully address the unique exposures they face in relation to their service, development, manufacturing, sale, distribution, and warranty of products. Clinical trials, pharmaceuticals, medical devices, biotechnology, and dietary supplements all have unique liability challenges that need customized and comprehensive coverages.   Products Liability...
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Silicon Valley Bank Failure Leads to D&O Class Action Lawsuit

  March 30,2023 It has been 15 years since federal regulators have closed a failed bank with assets exceeding $100 billion. The last bank was Washington Mutual, which had $300 billion in assets when it failed in 2008. Silicon Valley Bank (SVB) made history when it closed its doors early one morning in March this...
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Architects and Engineers Professional Liability

How to Select the Best Architects & Engineers Professional Liability Insurance Policy   What is Architects & Engineers Professional Liability Insurance (A&E)? Architects & Engineers (A&E) insurance covers alleged errors resulting from the insureds rendering or failure to render professional services that results in bodily injury or property damage.  A&E is also available for Land...
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