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Life Sciences Insurance Explained

Opportunities Abound in Life Sciences The Life Sciences and Nutraceutical industries must carefully address the unique exposures they face in relation to their service, development, manufacturing, sale, distribution, and warranty of products. Clinical trials, pharmaceuticals, medical devices, biotechnology, and dietary supplements all have unique liability challenges that need customized and comprehensive coverages.   Products Liability...
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Silicon Valley Bank Failure Leads to D&O Class Action Lawsuit

  March 30,2023 It has been 15 years since federal regulators have closed a failed bank with assets exceeding $100 billion. The last bank was Washington Mutual, which had $300 billion in assets when it failed in 2008. Silicon Valley Bank (SVB) made history when it closed its doors early one morning in March this...
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Architects and Engineers Professional Liability

How to Select the Best Architects & Engineers Professional Liability Insurance Policy   What is Architects & Engineers Professional Liability Insurance (A&E)? Architects & Engineers (A&E) insurance covers alleged errors resulting from the insureds rendering or failure to render professional services that results in bodily injury or property damage.  A&E is also available for Land...
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Silicon Valley Bank Fallout

Silicon Valley Bank Seized The Potential Fallout from the 2nd-Largest Bank Failure in U.S. History   March 13, 2023 By now you’ve likely heard of the Silicon Valley Bank (SVB) crisis. The bank’s assets were quickly depleted late last week with customers withdrawing over 42 billion US dollars on Thursday. As of late last week,...
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Acrisure | Founders Professional | Appalachian State University

Acrisure Group Partners to Sponsor Appalachian State University’s Brantley Center Bermuda Study Abroad Trip and Continues Commitment to Student Growth The Brantley Risk & Insurance Center is delighted at the opportunity to expand its partnership with Acrisure’s Wholesale Group, including Founders Professional & Appalachian Underwriters, along with Acrisure Re. These groups are part of Acrisure,...
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Cyber Insurance: Client Objection Handling

How to Reactively Talk to Your Clients about Cyber Insurance   By now, you may have spoken to your clients about their cyber exposures and perhaps even presented a quote for coverage. But they still aren’t convinced. To help you explain their cyber exposure and the value of cyber insurance as a form of protection,...
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Employment Practices Liability Insurance

EPLI – Every Business Should Carry This Coverage   What is Employment Practices Liability (EPLI) Insurance? Employment Practices Liability Insurance (EPLI) will protect a business against claims that allege actions from first and third-parties of wrongful termination, discrimination, sexual harassment, wage and hour violations (FLSA), failure to promote, retaliation and much more. EPLI will often...
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CYBER INSURANCE: CLIENT CONVERSATION STARTERS

How to Proactively Talk to Your Clients about Cyber   Before talking about cyber insurance premiums and the coverage available, it’s important that clients first recognize some of the basic cyber risks faced by their business as many may not know where their major exposures lie or that insurance exists to cover them. To help...
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Golden Bear Insurance Company

  New Lawyers Professional Liability Insurance Market – Golden Bear   Golden Bear Insurance Company offers a Lawyers Professional liability insurance product that is broadly tailored to meet the needs of all legal professional in a world of emerging risks. Their policy can be further customized to cover unique practice areas.   Golden Bear Insurance...
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Management Liability – The Basics

Directors & Officers (D&O) Liability Insurance    What is D&O Insurance? Directors and Officers insurance (D&O Insurance) protects a company against liability while managing their business. The policy will cover defense costs and settlements resulting from claims that allege a breach of fiduciary duty, errors and omissions, and misrepresentations.   Who Needs D&O Insurance? Public,...
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