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COVID-19 is Changing Daily Life for Lawyers Across America April 16, 2020 A lot has changed since the last time America saw something even close to what she’s in the middle of right now. Not the least of which is the legal industry and its influence on the cultural and economic landscape of our country....
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LAWYERS PROFESSIONAL LIABILITY COVERAGE UPDATE With most states under a stay-at-home order, lawyers and law firms are faced with a new challenge in terms of notarizing documents. While several states have passed laws permitting remote notarization before the COVID-19 pandemic, most lawyer’s professional liability insurance policies specifically exclude notarization done without a firsthand witness. Where...
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Why are Premiums Going Up? March 2020 A private company, with no claims history and no cannabis or crypto currency exposure, gets their management liability renewal quote and the premium is up 20%.  The CFO says, “Our company is the same as it was a year ago, why did my premium increase?” The current premium...
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Why Buy Cyber Liability? 10 Reasons Healthcare Entities Need to Buy Now   1  | PRIVACY LAWS Federal laws including the Health Insurance Portability and Account- ability Act (“HIPAA”) and the Health Information Technology for Economic and Clinical Health (“HITECH”) Act require prompt notification if protected health information (PHI) that is not encrypted is lost,...
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Insurance Business Magazine has just released it’s annual roundup of the Top Specialist Brokers in the United States, and our West Coast Lawyers’ Professional Liability Practice Leader, Raffi Kodikian was chosen for his knowledge of and deep expertise in lawyers’ professional liability insurance. Congrats Raffi! We’re lucky to have you on team Founders. Raffi Kodikian...
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Why Use a Wholesale Insurance Broker? Why Use FoundersPro? Why would an insurance agent need to use a wholesale insurance broker? Maybe the agent doesn’t have access to specific insurance markets, or knowledge on a specific industry or line of insurance. That’s when it’s time to turn to a wholesale insurance broker. Wholesale brokers can...
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The All-Inclusive Work Environment is our Reason for Success!   When we started Founders Pro, we wanted to do as much as possible to make our company the best place to work for every employee, not just certain employees.  We decided we were not going to be just another company that said our people were...
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Today, companies would never think of operating without property and casualty insurance. Yet, everyday companies are ignoring a risk that has the potential to cause just as much financial damage and even impact future viability. Small businesses are much more likely to be hit by a cyber attack, and are less resourced to deal with...
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Why Buy Cyber Liability? 10 REASONS ARCHITECTS, ENGINEERS & CONTRACTORS NEED TO BUY CYBER LIABILITY INSURANCE NOW   1 | PRIVACY LAWS Forty-seven states, the District of Columbia and the federal government have privacy laws requiring prompt notification if personally identifiable information (“PII”) that is not encrypted is lost, stolen or disclosed. Cyber coverage will...
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representations and warranies insurance from founders professional
Representations and warranties insurance, also known as ‘Reps and Warranties’, is the insurance that protects against breaches of contractual representations and warranties that a seller makes in transaction documents during a commercial merger or acquisition. These insurance policies are increasingly purchased for mergers and acquisitions (M&A) transactions to help the buyer and the seller ensure...
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