Healthcare Staffing Shortages: Impact on Quality Care and Insurance Claims The healthcare industry faces a critical staffing crisis. Since the pandemic, over 100,000 nurses have left the profession, and physician shortages could reach 86,000 by 2036. This shortage stems from increased healthcare demand, an aging population, and an aging workforce, leading to declining care quality...Read More

The Importance of Intellectual Property Insurance In today’s business landscape, intellectual property (IP) is a cornerstone asset, comprising a significant portion of company value; over 84% for S&P 500 firms. As the importance of IP grows, so does the need for intellectual property insurance. It is becoming essential for managing risks associated with IP disputes....Read More

A common mistake made by those who aren’t well-versed in claims-made coverage, and even those who are, is conflating a policy’s Pending and Prior litigation date with the Prior Acts date. The importance of understanding the difference between these two features is significant and can lead to significant E&O claims if not addressed properly. First,...Read More

As of January 6, 2025, Argo has decided to exit the professional liability business sector. Their renewals will be transferred to Core Specialty and Westfield Specialty. Argo Group is exiting the professional lines insurance business due to the inability to achieve profitability aligned with its strategic goals. A portion of the business will be transferred...Read More

ESG and Increased Exposure for Directors and Officers In the fast-evolving landscape of corporate governance and Directors and Officers Liability Environmental, Social and Governance Insurance (D&O) claims have seen a notable surge, with Environmental, Social and Governance (ESG) factors playing a pivotal role. This article discusses what ESG is and how it can increase the...Read More

Trends in Senior Living Communities after the Pandemic During the COVID-19 crisis, senior living communities were greatly impacted by the pandemic. Senior communities were put into survivor mode – as they struggled with virus control, increased mortality, and forcing seniors into isolation from their family and friends. With the heaviest part of the pandemic behind...Read More

What are Antitrust Laws? Antitrust laws in the United States govern competition, monopolistic practices, unfair trade, or price fixing. Price fixing of wages, hours, salaries, benefits, and other compensation are subject to antitrust laws. The most famous antitrust laws in the United States are the Interstate Commerce Act of 1887, the Sherman Antitrust Act of...Read More

CYBER LIABILITY: Invoice (Manipulation) Fraud Coverage   What is more important to a business than invoices? What would happen if a cyber attacker manipulated invoices to steal a business’ expected payments?   Many businesses amend their cyber insurance to include invoice manipulation coverage to protect against this type of attack.   Take for example when attackers infiltrate...Read More

  It could be argued that there has been a sea change in the way Cyber Insurance is viewed by the average business owner. Without a doubt, it’s the most quickly growing segment of Insurance. Companies of all sizes are finally beginning to recognize its importance.   Today, business exists in a world where electronic...Read More

Opportunities Abound in Life Sciences The Life Sciences and Nutraceutical industries must carefully address the unique exposures they face in relation to their service, development, manufacturing, sale, distribution, and warranty of products. Clinical trials, pharmaceuticals, medical devices, biotechnology, and dietary supplements all have unique liability challenges that need customized and comprehensive coverages.   Products Liability...Read More