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Introducing Bowhead Specialty July 2021 Founders Professional is very proud to be one of the selected brokerages across the Country that is now able to access the Lawyers and Miscellaneous Professional liability products of Bowhead Specialty Underwriters, Inc. Bowhead Specialty Underwriters, Inc. Professional Liability Product Offerings   Lawyers Professional Liability Written on a claims-made basis...
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Fresh Eyes Upon the World of Insurance By Tanner Grail | Founders Professional Summer Intern July 2021 When starting my summer internship with Founders Professional, I attempted to enter with a flexible and adaptable posture. Aiming to drop any prior expectations, I prioritized creating a clean slate and cultivating an eagerness to learn and absorb...
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Prior Acts Coverage – Insurance Coverage for Your Past Activities April 2021 For the last 18 months or so, the Professional Liability insurance markets (along with many other insurance markets) have been “hardening,” industry jargon for premiums increasing and/or coverage decreasing. Basically, the deals for the consumer are getting less favorable. As a result, many...
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Insuring the Directors & Officers (D&O) of a SPAC for their IPO A Special Purpose Acquisition Company or SPAC is an entity that has no operations. It’s a vehicle to raise capital through an IPO, that will eventually be used to acquire an existing private company, and that private company will become a publicly traded...
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This year may look different for all of us, but we’re doing our best. By Jaimee Williams-Caldwell December 01, 2020 These past eight months have been anything but normal for many of us, especially parents, and more especially, mothers. As I sit here writing this, I’ve got a baby in one arm and a toddler...
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The Differences Between the Admitted and Non-Admitted Insurance Markets It probably happens once every couple of weeks.  Being a wholesale Professional Liability broker, I present my retail-broker an option from a carrier that has better coverage, with a better rating, at a better price than the incumbent, but the insured stays put.  Less coverage, weaker...
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New Insurance Exposures for Real Estate Agents, Property Managers, and Property Inspectors July 2020 The cost of professional liability insurance for real estate agents, brokers and property managers seems to be on the rise. Why now? Why this sector? Insurance carriers have been taking a step back, and have been re-evaluating the real estate sector...
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Class Action COVID Prior to COVID-19, the D&O insurance market was already undergoing a period of remedial correction in terms of both pricing and carrier appetite, following years of soft market trading conditions and heavy losses. However, the initial impact of the pandemic alongside some of the longer-term effects is already being realized, such as...
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In the world of claims-made insurance policies, the retroactive date, or prior acts date, is everything to your insured. This is the date that starts uninterrupted claims-made coverage, with the insurance company the insured is currently with, no matter the company the insured started the retro date with. A claim reported within the current policy...
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LAWYERS PROFESSIONAL LIABILITY COVERAGE UPDATE With most states under a stay-at-home order, lawyers and law firms are faced with a new challenge in terms of notarizing documents. While several states have passed laws permitting remote notarization before the COVID-19 pandemic, most lawyer’s professional liability insurance policies specifically exclude notarization done without a firsthand witness. Where...
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