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management liability
Class Action COVID Prior to COVID-19, the D&O insurance market was already undergoing a period of remedial correction in terms of both pricing and carrier appetite, following years of soft market trading conditions and heavy losses. However, the initial impact of the pandemic alongside some of the longer-term effects is already being realized, such as...
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Why are Premiums Going Up? March 2020 A private company, with no claims history and no cannabis or crypto currency exposure, gets their management liability renewal quote and the premium is up 20%.  The CFO says, “Our company is the same as it was a year ago, why did my premium increase?” The current premium...
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Dare we say it?! There are signs of a hardening market in healthcare. February 2020 For those of you that have been around as long as I have, you’ve most likely experienced a “hard market.”  For those of you that haven’t, you might be asking, just what is a hard market?  IRMI defines it as...
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Why Use a Wholesale Insurance Broker? Why Use FoundersPro? Why would an insurance agent need to use a wholesale insurance broker? Maybe the agent doesn’t have access to specific insurance markets, or knowledge on a specific industry or line of insurance. That’s when it’s time to turn to a wholesale insurance broker. Wholesale brokers can...
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representations and warranies insurance from founders professional
Representations and warranties insurance, also known as ‘Reps and Warranties’, is the insurance that protects against breaches of contractual representations and warranties that a seller makes in transaction documents during a commercial merger or acquisition. These insurance policies are increasingly purchased for mergers and acquisitions (M&A) transactions to help the buyer and the seller ensure...
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Healthcare is a continually changing field. Staying on top of current events will help you identify quality insurance solutions for your client’s new exposures. Cyber breaches, HIPAA violations, Medicare/Medicaid fraud allegations, large jury verdicts, healthcare reform, physician shortages, hospital/health system mergers… the list of current events is endless.   Who would have thought that just 5...
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Franchisor Liability Insurance By Dan Vecchio, Management Liability Practice Leader at Founders Professional In the movie “The Founder,” starring Michael Keaton, franchisee Ray Kroc creates endless anxiety and stress for franchisors Dick and Mac McDonald.  The McDonald brothers created the small burger restaurant in the late 1950s. McDonald’s did not grow until Kroc came on...
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