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Automation Everywhere. But is it covered?   Do you remember a time when technology was an afterthought? When we didn’t have smart phones attached to our hips? When everything we interacted with wasn’t powered by technology and automation? Many of us were born in a time making us older than companies like Google, Amazon, or...
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ESG and Increased Exposure for Directors and Officers In the fast-evolving landscape of corporate governance and Directors and Officers Liability Environmental, Social and Governance Insurance (D&O) claims have seen a notable surge, with Environmental, Social and Governance (ESG) factors playing a pivotal role. This article discusses what ESG is and how it can increase the...
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Trends in Senior Living Communities after the Pandemic During the COVID-19 crisis, senior living communities were greatly impacted by the pandemic. Senior communities were put into survivor mode – as they struggled with virus control, increased mortality, and forcing seniors into isolation from their family and friends. With the heaviest part of the pandemic behind...
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What are Antitrust Laws? Antitrust laws in the United States govern competition, monopolistic practices, unfair trade, or price fixing. Price fixing of wages, hours, salaries, benefits, and other compensation are subject to antitrust laws. The most famous antitrust laws in the United States are the Interstate Commerce Act of 1887, the Sherman Antitrust Act of...
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Ingrid Raphael-Seplowe Joins the Team Please meet the newest Founders Professional Healthcare team addition – Ingrid Raphael-Seplowe. Ingrid Joined Founders in June 2023. She brings over 30 years of insurance expertise to the team. Before joining Founders, Ingrid worked as a Healthcare Broker at Risk Placement Services for 11 years she focused on the placement...
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Municipalities – One of the Toughest Classes of Business to Secure Cyber Insurance July first is known as one the busiest times of the year for municipal cyber insurance. Here at Founders Professional, we are seeing an influx in cyber submissions for this class. Municipalities and other government entities remain one of the toughest classes...
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Opportunities Abound in Life Sciences The Life Sciences and Nutraceutical industries must carefully address the unique exposures they face in relation to their service, development, manufacturing, sale, distribution, and warranty of products. Clinical trials, pharmaceuticals, medical devices, biotechnology, and dietary supplements all have unique liability challenges that need customized and comprehensive coverages.   Products Liability...
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  March 30,2023 It has been 15 years since federal regulators have closed a failed bank with assets exceeding $100 billion. The last bank was Washington Mutual, which had $300 billion in assets when it failed in 2008. Silicon Valley Bank (SVB) made history when it closed its doors early one morning in March this...
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How to Select the Best Architects & Engineers Professional Liability Insurance Policy   What is Architects & Engineers Professional Liability Insurance (A&E)? Architects & Engineers (A&E) insurance covers alleged errors resulting from the insureds rendering or failure to render professional services that results in bodily injury or property damage.  A&E is also available for Land...
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Silicon Valley Bank Seized The Potential Fallout from the 2nd-Largest Bank Failure in U.S. History   March 13, 2023 By now you’ve likely heard of the Silicon Valley Bank (SVB) crisis. The bank’s assets were quickly depleted late last week with customers withdrawing over 42 billion US dollars on Thursday. As of late last week,...
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